1 May

Quick Intro- Jodi Scotton Grande Prairie Mortgage Agent

General

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Jodi Scotton Grande Prairie Mortgage Broker

Jodi has been helping families get their dream homes for over 10 years now. Previously Jodi was a Scotiabanker, and this industry insider knowledge will walk you through purchasing or refinancing your next home, easily and seamlessly.

“I grew up in Peace River, moved to Grande Prairie in 2014, this is my market. I understand what it’s like living in the peace and getting financing up here in Northern Alberta. With my expert advice I’ll make your home purchase simple.

My husband Dale and I have been married for 10 years with our beautiful little Izzy. I always look forward to warm Summer Months when we can spend time outside having BBQ’s and fires with family and friends.

I look forward to meeting with you and your family, giving you the ability to buy your newest dream home.”

Give Jodi a call today, and walk into your dream home tomorrow!  

1 Aug

How Does Downpayment work in Northern Alberta?

Downpayment

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This week Jodi Scotton our broker of the week talks about down payment. How much do you need?


DID YOU KNOW

5% down payments are not just for first time home buyers.

This is a question I hear a lot. Everyone wants to know how much money they need to purchase that next house!

If the home your purchasing is going to be your primary residence, you can do 5% down no matter how many times you’ve been in and out of the home market. So when whether your upgrading or downsizing into your new primary residence you can still do a minimum 5% down payment. (On approved credit)

Keep in mind that any mortgage with less than a 20% down payment will be required to pay a default insurance premium. This means that most people can do just 5% down on their next home, but it does cost you a little more. On the other hand, what would the time it takes to save that extra 15% cost you?

Have more questions about down payment? Give me a call or facebook message me!