16 Jan

Winter is here! Get a worry free mortgage!

General

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This time of year, there are a few less mortgage’s being done- not many people want to move into a new home in the snow. But if you want to get a worry free mortgage done in Grande Prairie, this is a great time to be shopping. Scope out those potential neighbourhoods – how many […]

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4 Jan

A CHIP SUCCESS STORY

Mortgage Tips

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Reverse Mortgages are available in Grande Prairie too! A few years ago, I met with my Home Equity Bank representative. He was trying to encourage me to go visit my financial adviser referral partners to offer the Chip Reverse Mortgage product. I explained that I did not know anyone who had a reverse mortgage so […]

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26 Nov

4 REASONS WHY MORTGAGE BROKERS ARE BETTER THAN BANKS

Mortgage Tips

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So Much Better I am often asked if it’s hard to compete with the banks. While they may offer competitive rates at times, right now we have much better rates than the banks. However, we have certain advantages which allow us to blow them out of the water most of the time. More Choice – […]

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19 Nov

TOYS AND BUYING A HOME

General

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This article borrowed from DAVID COOKE of Dominion Lending Centers   In 2005, I was asked to do a pre-approval by a couple hoping to buy a home. I went through the application with them and pre-approved them for $320,000. They were astounded. They told me that their bank told them that they were qualified to […]

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12 Nov

The Downside to Downsizing

General

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On the surface, downsizing can seem like a logical financial move. However, when we asked Canadian homeowners aged 55 and older what their thoughts on downsizing are, we learned that while many are faced with the downsizing dilemma they are considering other options. Below we outline some of our key findings from the survey we […]

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3 Nov

GROWING MARIJUANA AND SELLING YOUR HOME

General

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Growing Marijuana, will it affect the sale of your home? There is quite a bit of information being passed around about growing marijuana in your home that could or will  prevent the sale of your property down the road. CMHC is Canada’s federally owned mortgage insurer. As of October 25, 2018, their stance on homes […]

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29 Oct

A BRIDE AND A MORTGAGE BROKER – OUR HOUSE MAGAZINE

General

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A BRIDE AND A MORTGAGE BROKER – OUR HOUSE MAGAZINE Dominion Lending Centres’ leading lady in the new national commercial campaign has a few questions of her own. As a young Canadian looking to get into the housing market, Laura Steponchev has a candid Q&A with one of our pro’s. You could say Laura Steponchev […]

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26 Oct

RATES ON THE RISE BOTH VARIABLE & FIXED

Latest News

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RATES ON THE RISE BOTH VARIABLE & FIXED With the Bank of Canada in a mood to raise rates, it’s a similar feeling for the bond market, which impacts fixed rates. In every interest-rate market there are many factors leading to an increase and we are hoping to provide a little bit of clarity on […]

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22 Oct

CMHC CHANGES TO ASSIST SELF-EMPLOYED BORROWERS

General

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CMHC CHANGES TO ASSIST SELF-EMPLOYED BORROWERS As a self-employed person myself, I was happy to hear that CMHC is willing to make some changes that will make it easier for us to qualify for a mortgage. In an announcement on July 19, 2018, the CMHC has said “Self-employed Canadians represent a significant part of the […]

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15 Oct

Wine Survivor 2018 – Starting the Campaign

Wine Survivor

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Wine Survivor 2018 – Starting the Campaign 2018’s Grande Prairie Wine Survivor – Ht Mortgage group is doing our annual fundraiser the Wine Survivor for a new cause. Our Goal? To purchase skates and helmets for Children in Grande Prairie and area. Q: Where can I get an entry form? A: Right here 🙂 Q: […]

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